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As the year draws to a close, the collective focus shifts towards financial stability in preparation for the forthcoming year. With recent festive spending looming large, many Britons seek ways to solidify their financial foundations for a more secure 2024. Addressing these concerns, Emma-Lou Montgomery, Associate Director of Personal Investing at Fidelity International, has outlined a comprehensive roadmap towards financial independence. Montgomery advocates a proactive approach, emphasising the importance of personal financial goals and strategies tailored to individual circumstances. “Financial independence is deeply intertwined with our life choices,” she asserts, highlighting its impact on career decisions, education pursuits, family planning,…